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CashSameDay.com provides a free referral service to consumers who are looking for online loan options. This website is not a lender . The lenders in our network set their own standards and requirements for applicants to be approved for a payday loan. However, there are basic requirements which most lenders adhere to for applicants. These include: Here are some great reasons why to choose QuickLoans.net for your fast loan! What are Guaranteed/Instant Approval Bad Credit Loans?: This is a different type of loan product that caters for immediate cash-flow requirements. The difference between this type of loan and regular bad credit loans is that the background checks are reduced substantially but a high level of security is required and the loan amount is often small. These types of loans often requires that the applicant has a steady job and write a check in advance for the loan amount plus interest before the cash is released to the applicant's account. It should be noted that these types of loans have higher interest rates to justify their short durations and small amounts.