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duties of a payday loan manager

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When Does The Payday Loan or Cash Advance Need to be Repaid? What Happens if a Customer Can't Repay The Loan on Time? I recently took out a $700 installment loan with Spotloan just to see how everything went, and I was actually surprised. And by the way, this isn't one of those "these are great" lender write-ups, I truly did take out a loan on Tuesday, September 4th 2012. My point of contact is going to replace just calling-up blind to the customer care center, he is in charge of my loan. If I need to get an extension, make a payment that is more than scheduled, or if I have any problems I just call that same specialist. Spotloan gives each of these specialists (let's be honest and call them reps) their own email address and phone extension, so you can work directly with them. Cash is deposited directly into your account to solve your financial needs
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When used responsibly, payday loans can be a quick and easy tool for generating cash needed for emergencies, such as car repair, medical bills, rent, utility bills, or other situations needing immediate payment. Payday loans are helpful for those without a credit card or any available savings. When the use of a payday loan canât be avoided, borrowers should only advance an amount that can easily be repaid by their next paycheck. When payday loans are not paid back immediately, they can create financial struggles on the borrower. Many consumers who use payday loans live life paycheck-to-paycheck, leaving little room for financial emergencies. With the short terms and high interests of payday loans, it can be easy for these consumers to become trapped in a debt-cycle, where they have to repeatedly rollover their loan just to manage the fees associated with the loan. The loans are typically only supposed to last for days, or maximum of a month, for amounts of up to Đ1,000 or so. The stated cost can be fairly low, especially when compared to unauthorised overdraft charges. But many borrowers get stung by tricks used by payday loan firms, as well as their lending decisions. âJust like millions of Americans today, Iâm turning to online personal loans to augment my income. I use this loan to pay for the mortgage when my budget falls short. But are these loans any better or worse than storefront loans?â â Drew, New York City, NY