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You can apply for another loan 72 hours after applying for your initial loan. Please be sure to disclose the fact that you have already applied for a loan when working with a lender to obtain a second loan. Spot Loan Reviews As previously stated, Direct Deposit Loans does not serve as a lender, nor does it ever engage in any debt collection practices. In the loan documents that they give you, your lender will give you information regarding their collection practices. Should it be the case that you are not sure of the practices used by a given lender, we suggest that you discuss this matter directly with that lender. Direct Deposit Loans follows the policy of only partnering with lenders who pursue collections of delinquent loan accounts in a reasonable and fair fashion. What can I use my loan for? An online installment loan allows you to take out one lump sum of money â just like a payday loan â but provides flexibility when it comes to paying back the amount you borrow. Unlike traditional payday loans, installment loans are paid back gradually over a set number of payments. However, Speedy Cash installment loans can be paid off early without penalty.
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