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However, FHA loans have a downside. First, the loans have relatively low limits. Second, borrowers must pay a mortgage insurance premium (MIP) up front (currently 1.75 percent) and then a monthly premium for a full five years, even if they have built up sufficient equity. Even if you have a bad credit score, you can still apply for loans. These loans are funded by the federal government and are provided to students who demonstrate a need for financial help. In order to apply for these loans, you must submit a FAFSA application, which you can find at www.fafsa.ed.gov . Over $350,000,000 Funded to Consumers Loan Amount . How much money do you need? A variety of loan amounts are offered by different lenders. Service Fees . Look for companies that state their fees up front or guarantee lowest fees. Convenience . Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you?
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