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Center One Finance is a fully qualified finance provider with Australian Credit Licence number 386366. We take your business, personal loan requirements and also the security of your personal information very seriously. We strive to ensure we lend fairly and adhere to industry best practise expectations and regulatory requirements at all times. When will I hear from you? - Will I be notified before the withdrawal of the funds from my bank account? However, there are lenders that use the strategy of filing a court suit to collect when a borrower defaults on the loan. This is possible when there is an outstanding bounced check in the hands of the lender. The check can support a case in court. The threat of filing a court case is now used by lenders to coerce the borrower to pay off the debt plus damages. 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