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The process of getting a payday loan approved after the first time is so paperwork free that you can get it arranged online with most good companies. The challenges to long term stability are often unplanned, costly emergencies requiring immediate attention. You don't want to have something come up only to have lenders put you in a queue or bury you beneath a mountain of paperwork. You don't need more hassles - you need a life preserver. The payday lending companies say they merely provide a service that people need, and argue that while some people make bad choices there is still a legitimate market for the service they provide. payday lender with no extra lenders first choiceget a loan today lenders one cooperative baptistpayday advance loan locations No Credit Check Loan The Think Cash website offers you an advance of $500 to $1,000 for a period of repayment over several months (see Resources below). 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