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Wysłany: Śro 19:27, 19 Sie 2015
Temat postu: beacon lending payday loan
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Q: What are the terms and conditions of student loans without cosigner or credit check?
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Testimonials I am a CEO of a Financial Group, and only entertained this group because they had taken to harassing a friend, who thought their loan was GREAT. So I let him watch me act as though I was him. I got all the way to the point of letting them think I had purchased the Reload Money PAK. Once that was finished he tried getting me to give him the numbers on the back once scratched off. I would not do it. But to see how far he would go, I told him that I had actually already loaded it on my GreenDot Credit Card, so he asked for those numbers. it was a Visa.
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A: Students often do not have very impressive credit histories but that does not mean that they cannot get any loans. Federal loans and grants are given to students on need and merit basis alone. A cosigner is required when it comes to getting private loans, as the banks and private lenders want to secure the money lent.
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Undergraduates who qualify are eligible for up to $5,500 each academic year, with a lifetime borrowing maximum of $27,000. Graduate students from disadvantaged backgrounds are eligible for up to $8,000 in Perkins Loans each year, and may borrow up to $60,000 over the courses of their degree studies. At first I thought this had to be a mistake and I asked my loan specialist how to log-in to the Spotloan website so I could see my information and access my account online. He said this isn't how Spotloan works. Rather than an account if you need information or to make a change, you simply email or call the customer care rep you were initially assigned, or you can talk to anyone in customer service. So, they definitely have some way of creating an internal account for their customers but there are no assigned accounts to the customers themselves. This is really strange and at first I was skeptical about the whole situation. But once the deal was done, the loan was transferred over to my checking account, and I received the loan information into my personal email address, I thought this is actually nice.
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